Sep 282017
 

With thanks to Ross Anderson, Senior Account Manager, Jasmine Ltd.

A leading north-east accountancy firm is targeting further growth as it marks its one-year anniversary in Banchory after expanding in to Deeside.
James Milne Chartered Accountants acquired the business of AC Howat Chartered Accountant in September 2016 and moved into a new office in the Banchory Business Centre.

Established in 1888, James Milne has a team of 30 staff and partners across its offices in Aberdeen, Inverurie and Banchory who provide accountancy, taxation and business services to a range of business and personal clients.

The firm, which prides itself on its partner-led approach, has seen growth across all areas over the last twelve months.

Partner Richard Christie, who heads up the Banchory office, has worked with colleagues Lauren Thompson and Bill Urquhart to increase the firm’s client base in the area.

He said:

“We’ve had a very promising year since setting up in the Banchory Business Centre and the team has done an excellent job working with new and existing clients to provide a range of accountancy and taxation services.

“Being able to expand into Banchory and Deeside was a significant step for the firm and we are very excited about continuing to develop the relationships with our existing clients as well as the potential for further growth in the area.”

James Milne also provide support to businesses and are regularly contacted by people who are looking to start their own company and require advice. The firm’s range of services, includes, accountancy, business taxation, bookkeeping, payroll services and tax planning.

Bill Urquhart worked with Alan Howat for 13 years in Banchory and has helped to maintain important links with clients.

He said:

“It’s been a very quick year but it feels like there’s been a seamless transition and I’m delighted to be working with so many longstanding clients.

“We have a good team here in Banchory and Richard, Lauren and myself are on hand to assist clients with their accountancy needs and meet with people and businesses who want to find out more about our services.”

James Milne serves both personal and business clients across a diverse range of industries, from the Aberdeen and Aberdeenshire staples of oil and gas and agriculture through to retail, hospitality, fishing, haulage, trades, construction and many more. For more information, please visit: www.jamesmilne.co.uk

May 192017
 

Duncan Sinclair, ASV CEO

With thanks to Yvette Rayner, PR Account Manager, Frasermedia.

A leading sports facility is forecast to bring over £2million to Aberdeen this year, as it welcomes high-profile national and international events. Aberdeen Sports Village (ASV), which is based on the city’s Linksfield Road, is holding four national and international competitions in 2017, which are predicted to bring the significant economic boost

Each year, ASV holds over 200 events at the prestigious venue, from local festivals to international competitions, by working closely with community leaders and national sporting bodies.

The first of this year’s prominent events, the Scottish National Age Groups Swimming Championships (SNAGS), took place at ASV at the end of March.

The event, one of the largest under 18 swimming event in the UK, brought an estimated £1million of economic benefit to the city. 1000 of the best swimmers in their age group competed, from over 90 clubs across the Scotland. For many, the prestigious event offered the chance to gain consideration times for the Commonwealth Youth Games, taking place in the Bahamas in July.

Netball Europe, which came to Aberdeen between 11-14 May, saw eight national and international teams compete in a series of matches, with spectator seats sold out for most matches. The four-day international under 21 championship featured 100 competitors from England, Northern Ireland, Wales and Scotland, as well as an open challenge section, introducing teams from Bermuda, Gibraltar, Israel and The Republic of Ireland.

ASV won the right to host Netball Europe after a sustained campaign by Aberdeen Sports Village and Netball Scotland, supported by VisitAberdeenshire.

In June, the British Masters and Senior Age Group Championships  will be hosted at ASV’s Aquatics Centre, featuring swimmers from the across the UK. Over 800 competitors will take advantage of ASV’s impressive 50m pool, competing in a series of races, medleys and relays.

The busy swimming season culminates with the Scottish National Open Swimming Championship between 27 June and 2 July, showcasing the best of Scottish swimming, with over 300 current and future champions competing at ASV.

Duncan Sinclair, ASV CEO, said:

“ASV has been able to attract this year’s national and international competitions by working closely with VisitAberdeenshire, Scottish Swimming and Netball Scotland. VisitAberdeenshire has calculated the swimming and netball events alone will bring an estimated £2million in financial benefit to Aberdeen, proving that leisure and tourism activities are a vital  part of our local economy.

“The Aquatics Centre is now classed as an official Performance Centre by Scottish Swimming, as ASV can confidently deliver large, exciting swimming events.

“ASV is ideally placed to host high-profile competitions, and we are proud to welcome teams and their supporters from across the world to our outstanding facility.”

ASV boasts a state-of-the-art gym, sports hall, indoor and outdoor athletics facilities, indoor football pitch, and a range of exercise classes, as well as the Aquatics Centre, which includes an Olympic standard 50m pool and 25m diving pool.

For more information, contact a member of the team at ASV on 01224 438900.

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Apr 202017
 

With thanks to Esther Green, Senior Account Executive, Tricker PR.

Austen Clark, managing director of Clark Integrated Technologies.

A major UK business survey revealing that a fifth of British businesses have been hacked by cyber criminals hammers home the need for all firms to ramp up their defences against cybercrime.

With only a quarter of firms surveyed by the British Chambers of Commerce (BCC) saying their business has security measures in place to guard against hacking, Austen Clark of Clark Integrated Technologies warns that too many firms could be exposing themselves to the very real danger of being hit by cybercrime.

Mr Clark, managing director of the Turriff-based ICT firm, says that the BCC report published this week drives home need for all businesses ramp up security defences to protect against hacking – and there are simple, tangible actions that all organisations can follow to reduce their risk of becoming a victim.

Larger companies – defined as those with at least 100 staff – are more susceptible to cyber attacks, according to the report, which found that 42% of big businesses had fallen victim to cybercrime, compared with 18% of small companies. Only a quarter (24%) of the survey’s 1,200 respondents said their business had security measures in place to guard against hacking.

Cybercrime can jeopardise a firm’s finances, confidence and reputation as well as causing disruption to business and productivity, warns Mr Clark, adding that while data breaches at web giant Yahoo, telecoms firm TalkTalk and the dating website Ashley Madison are the ones to grab headlines, the BCC report shows how worryingly widespread the problem is across the economy.

Mr Clark says:

“The internet brings huge opportunities but it also brings risks and every single day businesses face cyber-attacks, with attempts to steal information and money, or disrupt business. It is increasingly important to manage these risks to take advantage of the internet whilst protecting your business.

“As cybercriminals become more determined and better organised, no business can afford to take its eye off the ball. Firms of all sizes, from major corporations to one-man operations, can be victims so all need to be proactive about protecting themselves from cyber-attacks.

“Cybercrime is a bit like the elephant in the room – everyone has heard of it and has stories relating to ‘other businesses’ but no one wants to admit they have been hit by a cyberattack as there seems to be a stigma around being a victim of a scam or con. But reports like this one show the alarming extent of the problem, and its impact on the economy.”

The good news is that there are regular and simple actions that can be taken to help businesses promote good cyber health and Clark IT advises the following:

  1. Install and update anti-virus, anti-spam, and firewall/s
  2. Carry out regular updates on all software and devices
  3.  Change your password regularly (make it difficult to ever guess)
  4.  Secure your network
  5.  Provide clear and concise procedures for handling email, internet and mobile devices
  6.  Train your people in good security practices
  7.  Implement and test backup plans
  8.  Carry out regular security risk assessments to identify important information and systems
  9.  Carry out regular security testing of your business
  10.  Be suspicious – not everyone is a prince with $100 million dollars to send your way

Hacking attacks on British businesses has been said to cost investors £42bn.

Clark IT is based near Turriff in Aberdeenshire and is one Scotland’s leading independent providers of managed ICT solutions with a broad range of corporate and commercial clients not only in the North-east but across Scotland and beyond.

Clark IT clients benefit from the specialist knowledge of the firm’s 26-strong team to support their systems and through managed IT services. Clients also benefit from Pro-active IT Support, 24/7 Monitoring, A virtual IT Manager, predictive IT costs and a strategic IT plan tailor-made for their business.

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Apr 132017
 

With thanks to Leanne Carter, Account Manager, Tricker PR.

Bob Bain, partner at Hall Morrice LLP, welcomes Tom Faichnie and Melanie Gilmour to head up the new Hall Morrice Corporate Finance team.

Aberdeen chartered accountants Hall Morrice LLP has launched a new corporate finance division as part of its strategy to prepare for the north east’s economic recovery.

The independent firm has made two key appointments to lead the new team, which will largely focus on working with corporate entities and private equity houses seeking to invest in oilfield services companies.

Tom Faichnie has been appointed to the post of managing director with Hall Morrice Corporate Finance, while Melanie Gilmour takes up the post of manager.

Both have come from RSM Aberdeen, where they specialised on deals activity within the energy sector.

Mr Faichnie has a strong track record in corporate finance, having previously worked for international accountancy firms and leading banks. He has been based in Aberdeen for almost 20 years, and believes that Hall Morrice has launched its new division at exactly the right time as the region readies itself for recovery.

He says,

“We have been seeing the green shoots of recovery for the region since the middle of last year and this is absolutely the right time to get ahead of the game and invest in Aberdeen.

“The decline in trading results seen during the period of low oil price appears to have stabilised and we can see that order books are now tipping back in the right direction. As companies start to build up again, they will need working capital to deliver and grow their order books and many will require funding.

“We also anticipate that we will see a lot of exits coming in the next six months, especially from companies at the smaller end of the scale. There now appears to be a steady base level of profitability upon which to structure a transaction and many shareholders who may have delayed selling their businesses are likely to see increased interest from the UK and overseas.

“Hall Morrice has been operating in Aberdeen for over 40 years: they understand the city and they understand corporate finance, and that, combined with our knowledge and experience, creates an excellent platform that will allow Melanie and I to build a very strong proposition.”

In addition to the external engagements, the new division will also undertake corporate finance and financial due diligence services for existing Hall Morrice clients. The firm, which employs a team of over 50 people in its offices in Aberdeen and Fraserburgh, works across a number of different sectors from property and construction to retail and leisure.

Miss Gilmour is a qualified chartered accountant having previously worked for one of the big four, and has extensive transactional experience across different industries in addition to her oil and gas background.

Hall Morrice Partner Bob Bain says the new team arrives with an exceptional track record in deal initiation and advisory services which will benefit the firm’s existing clients and new prospects.

He adds,

“The marketplace has been volatile for the past two years, but despite that we are confident that there is a now a requirement – and more so in the future – to service corporate entities and private equity houses from a diligence capacity.

“Although we remain cautious, we are optimistic of an increase in deals activity and believe that we have an excellent team in place to respond to that uplift. Tom has worked in Aberdeen for almost 20 years and during that time has established a first-class reputation as being the ‘go to’ for oil and gas corporate finance and diligence.

“Working alongside Tom, Melanie has been able to benefit from his wealth of experience and has emerged as an incredibly knowledgeable individual who will be a valuable asset to the corporate finance team.  With support from the wider Hall Morrice team, we believe that this provides a strong platform to develop our transactional offering in both Aberdeen and the wider oilfield services market.”

Founded in 1976, Hall Morrice is one of Scotland’s leading independent firms of chartered accountants and has offices in Aberdeen and Fraserburgh. Based at 6 and 7 Queens Terrace in Aberdeen, Hall Morrice can be contacted on 01224 647394 or at accounts@hallmorrice.co.uk

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Mar 172017
 

With thanks to Martin Ford.

In an initiative by Aberdeenshire’s Democratic Independent and Green councillors Councillor Martin Ford is asking Aberdeenshire Council to ‘give consideration to the feasibility of creating a significant visual arts, museum or other cultural facility as part of its redevelopment of the Harlaw Road site in Inverurie’.

Cllr Ford’s call comes in a notice of motion he has submitted for debate at the next meeting of Aberdeenshire’s Education and Children’s Services Committee on 23 March.

It has only been possible to submit notices of motion for debate at Aberdeenshire Council’s policy committees since 27 January this year when the Council’s new scheme of governance was introduced (previously notices of motion were restricted to Area Committees and full council).

Cllr Ford’s notice of motion says:

“Aberdeenshire Council shall give consideration to the feasibility of creating a significant visual arts, museum or other cultural facility as part of its redevelopment of the Harlaw Road site in Inverurie. The consideration process shall include seeking public views, establishing what external funding sources might be available and discussions with potential partners who may want to be involved (e.g. the local universities).”

Committee chair Cllr Alison Evison has confirmed Cllr Ford’s notice of motion will be included on the agenda for next week’s Education and Children’s Services Committee meeting.

Cllr Ford said:

“The motion doesn’t commit the Council to anything beyond an exploratory process. But it’s an exploratory process we should do, and we need to do it now before the site is master-planned.

“Essentially, the motion asks the Council to think about the possibilities, and have discussions with others. Why would it not do that?

“The motion is deliberately not prescriptive about the kind of facility. That needs to be discussed and a decision emerge from consultation and dialogue.

“Personally, I rather like the idea of an ‘Aberdeenshire Museum’, but that’s clearly just one possibility. I want to see what comes out of the discussion and consultation that I hope results from the motion I have tabled.

“The point is, who would have predicted the V&A going to Dundee? Someone had to suggest it, against all reasonable expectation, and it happened.

“There is certainly room on the Harlaw Road site.

“A major cultural facility would bring significant benefits for the Aberdeenshire economy and tourism. It would also contribute to the quality of life for residents and raise the profile of the area.

“Clearly, funding will be an issue – which is why the motion asks the Council to look at external funding possibilities and open discussions with potential partners as part of an initial exploratory process.”

Cllr Paul Johnston said:

“This is a good idea. At this stage, agreeing the motion does not commit the Council to expenditure, it only opens the door to exciting possibilities.

“The Council should be keen to hear the public’s views.”

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Jan 132017
 

With thanks to Esther Green, Senior Account Executive, Tricker PR.

As food poverty continues to grow across Grampian – with the slump in the oil and gas industry pushing up requests for aid –  a major financial firm is helping emergency food parcels reach those most in need.

Aberdeen-based charity, Community Food Initiatives North East (CFINE) has a fleet of nine vehicles distributing food donations to organisations operating at grass roots levels to support those living in Aberdeen City, Aberdeenshire and Moray who are struggling to put a meal on the table.

Aberdeen Asset Management has donated £5,000 towards CFINE’s vehicle costs which has been described as a “fantastic contribution” that will help keep the fleet on the road, allowing it to continue to make essential deliveries to support the growing numbers of people affected by food poverty.

It’s not just those on benefits or low wages that gain assistance, the downturn in oil and gas resulted in a new market of referrals emerging, with laid-off energy sector workers forced to seek out vital support.

Dave Simmers, chief executive officer of CFINE said: 

“To see your income collapse, sometimes with no warning at all, because of a job loss leads to difficult times. We have heard of people losing well paid jobs in the oil and gas sector but left with next to nothing when their income dries up – any one of us could be just be a few pay cheques away from a crisis.

“Our services are more needed than ever and with benefit changes coming through we expect there will be a deeper impact on already hard-pressed families. Many already have to make choices between heating or eating and we hear anecdotal evidence of parents going without food so they can buy their children’s school uniform.

“We operate on very tight budgets and every penny counts so to get £5,000 from Aberdeen Asset Management is a fantastic contribution. Without our vehicles, we could not get out to the charities and community organisations like Cyrenians, Salvation Army and Instant Neighbour which in turn reach the people in need in Grampian, which is a huge area to cover.”

CFINE is seeing increases for aid and the number of referrals increase all the time. In 2017  it will receive, organise and deliver more than 500 tonnes of food – which equates to a staggering 1,190,476 meals. Last year it distributed 10,000 emergency food parcels thorugh its own foodbank, a huge increase on the 3,000 food parcels given out in 2012, its first year of operation.

Dominic Kite of Aberdeen Asset Management’s charity committee said:

“Food poverty  is a sad but very real fact of life for too many people in our region. We applaud the work of CFINE , its volunteers and partner organisations in tackling food poverty, building resilience and improving the health and wellbeing of people across the Grampian region.”

With demand for its services showing no sign of waning, CFINE has a number of volunteering opportunities and would welcome anyone who may be willing to help out. Call Christine or Graeme on 01224 596156; email info@cfine.org or visit the website www.cine.org to get involved. The charity also welcomes food and finanacial donations to ensure this vital work can continue.

The Aberdeen Asset Charitable Foundation was established in 2012 to formalise and develop the Group’s charitable giving globally and seeks partnerships with smaller charities around the world, where funds can be seen to have a meaningful and measurable impact.

The firm encourages its employees to use their time and skills to support its charitable projects. The main focus of the Foundation is around emerging markets and local communities, giving back to those areas which are a key strategic focus of the business and to build on the historic pattern of giving to communities in which Aberdeen employees live and work.

For more information visit http://www.aberdeen-asset.co.uk/aam.nsf/foundation/home

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Dec 232016
 

With thanks to Martin Ford.

Aberdeenshire’s Democratic Independent and Green Group (DIGG) councillors – Paul Johnston and Martin Ford – have made clear their belief that Aberdeenshire Council needs to do all it can to protect vital public services.
That includes raising additional income by putting up the Council Tax next year by three per cent.

The decision on Aberdeenshire Council’s 2017/18 revenue budget will be made against a background of rising demand for key Council services, in particular adult social care and an increasing school pupil population – with the inevitable attendant budget pressures.

The Council Tax rate has not increased since 2007, a freeze now lasting nine years.

A very preliminary analysis of the Scottish Government’s budget statement last Thursday (15 December) suggests the cut in Government funding to Aberdeenshire Council next year is in line with expectations or possibly slightly more than anticipated. A full analysis of the overall effect on Aberdeenshire Council of the various measures announced by the Scottish Government will be available early in January.

Cllr Martin Ford said:

“In the context of a cut in Aberdeenshire Council’s grant funding from the Scottish Government, rising demand for Council services and a nine-year freeze in the Council Tax, a Council Tax increase is necessary next year.”

The DIGG draft budget proposals for Aberdeenshire Council (published in November) included a three per cent rise in the Council Tax as one measure to help close the forecast funding gap in 2017/18.

Cllr Paul Johnston said:

“Given inflation, the freeze in the Council Tax was a real-terms tax cut. And it’s lasted now for nine years. Clearly services have to be paid for, so the freeze can’t just go on.

“For the DIGG, protecting essential services is the priority. For every one per cent increase in the Council Tax, the Council can avoid cutting a million pounds from its spending on services.”

For the benchmark Band D property, the current Council Tax in Aberdeenshire is £1,141.00. So a one per cent increase is an additional £11.41 on the annual Council Tax bill (or just under 22p per week, just over 3p per day).

A three per cent rise next year is just 66p extra per week for a Band D property.

Even if that increase is made, spread over the ten years 2008 to 2017, the Council Tax will have risen by only £3.42 per year in that decade.

“After many years of cuts, the priority has to be protecting the services people need,” said Cllr Martin Ford.

“The Council must do everything in its power to maintain the range of essential services it provides for residents.”

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Sep 232016
 

With thanks to Eoin Smith, Senior Account Executive, Tricker PR.

Tuesday 26th August 2014, Aberdeen, Scotland. Hall Morrice Corporate Portraits (Photo: Ross Johnston / Newsline Scotland)

Shonagh Fraser, partner at Hall Morrice, which has been shortlisted for two categories in the Scotland’s Best Employer Awards.

Aberdeen-based accountancy firm Hall Morrice has been shortlisted for two separate accolades in a high profile awards scheme aimed at recognising the nation’s top employers.

The independent firm, which has a team of 50 staff, has been named as a finalist in the youth investment and training and development categories of the Scotland’s Best Employer Awards.

In addition to having their award applications scrutinised by a panel of HR experts, the entry process included an independently managed survey being conducted with staff.

They were required to give feedback to a number of survey questions covering everything on their thoughts on opportunities for career development within the firm to whether they felt invested in as individuals.

Hall Morrice partner Shonagh Fraser (pictured), who has a responsibility for HR, says the firm is honoured to have made the shortlist.

She adds,

“What makes this particularly special is that it is not just the senior managers putting forward an entry: we have been shortlisted because of the endorsement that we have received from our own staff.

“We are a mid-tier firm in general practice, and we believe that this sets us apart from other accountancy firms. We are small enough that we can focus closely on individual career development to ensure staff have the opportunity to move in the direction they want, but large enough that we can offer experience of the whole range of accountancy disciplines and services.

“The jobs market in the north-east has traditionally been very competitive for employers, as is the graduate market. We are therefore thrilled to have been shortlisted for Scotland’s Best Employer Awards as it underlines what we all believe – that Hall Morrice is a fantastic place to work.”

Hall Morrice has a long and proven track record as a training firm, and puts young people at the heart of its own growth strategy. Last year it took on a record number of new graduates, and around 30% of its team is aged under 24.

It has developed its own bespoke training pathway for young people studying towards Chartered Accountant status which offers a more seamless learning experience for graduates. This allows for all technical learning to be completed within the first 15 months, and leads to better support for students during their studies.

This innovative brand of training is producing improved exam results, with more students passing their exams at the first attempt.

But training does not stop with graduates: all members of staff have their own individual progression plan which is drawn up the moment they join the firm. Hall Morrice is committed to promoting internally and where no vacancy exists, new roles are created to ensure talent is retained.

Scotland’s Best Employer Awards are run by Scottish Business Insider and aim to recognise companies and organisations that put employees at the heart of their business, promoting their development, health and wellbeing.

The awards ceremony takes place in the Grand Central Hotel in Glasgow on October 5, where the winners will be announced.

Founded in 1976, Hall Morrice celebrates its 40th anniversary this year. It is one of Scotland’s leading independent firms of chartered accountants and has offices in Aberdeen and Fraserburgh. Based at 6 and 7 Queens Terrace in Aberdeen, Hall Morrice can be contacted on 01224 647394 or at accounts@hallmorrice.co.uk

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Aug 112016
 

With thanks to Eoin Smith, Senior Account Executive, Tricker PR.

hm-new-recruits-2016

Michael Smith, Catherine Freeman, Aaron Williams, Toni Parker, Ashleigh Welsh, Irene Walker, Maria Marcas and Calum Mathers have all recently joined Hall Morrice.

An Aberdeen-based accountancy firm has announced the appointment of eight new members of staff. Following the creation of a new business development role earlier this year, Hall Morrice has further strengthened its team across its various departments in order to continue to provide exemplary service to clients operating in a wide range of industry sectors notwithstanding the current challenging economic backdrop affecting many.

Aaron Williams has joined Hall Morrice from KPMG UK, and will take up the role of audit and accounts manager, working with clients in a variety of sectors including oil and gas, ICT, retail, and property.

Aaron says,

“Hall Morrice has an excellent reputation in the north east of Scotland, so I welcomed the opportunity to join the team. Working across such a varied portfolio is a challenge, but one that I am looking forward to embracing. I look forward to working with the Hall Morrice team to continue providing the high level of service that our clients expect.”

The firm’s payroll team has been expanded in recent months, with the addition of Irene Walker and Maria Marcus. Additionally, CA students Ashleigh Welsh, Catherine Freeman and Michael Smith took on new roles within the firm last month, and were joined by RGU placement students Calum Mathers and Toni Parker.

The recruitment news sees the firm strengthening its operations at all levels, and follows an impressive year for Hall Morrice which saw a large intake of students taking on roles in 2015 and the appointment of Mike Innes to the newly-created role of business development director this spring.

Shonagh Fraser, partner at Hall Morrice, says,

“Undoubtedly times are tough for many businesses in Aberdeen, however we believe in a focus on the future. The economic climate will ease over time, and we want to be in the strongest position we can when it does.

“We firmly believe in developing and nurturing new talent, and we have been delighted to see so many students coming into the firm over the last month. By investing in young people, we are cementing the future of our industry for years to come.

“Aaron is an important addition to the managerial team, and we are confident that his leadership will help guide our new recruits and current staff over the years to come.”

Founded in 1976, Hall Morrice celebrates its 40th anniversary this year and is one of Scotland’s leading independent firms of chartered accountants with has offices in Aberdeen and Fraserburgh. Based at 6 and 7 Queens Terrace in Aberdeen, Hall Morrice can be contacted on 01224 647394 or at accounts@hallmorrice.co.uk

Aug 042016
 

With thanks to Kenneth Hutchison, Parliamentary Assistant to Dr. Eilidh Whiteford.

Eilidh-Whiteford-Parliament2Banff and Buchan MP Eilidh Whiteford has backed a Chartered Trading Standards Institute campaign against scammers who prey on vulnerable customers.

Scam Awareness Month has been running over the summer to highlight different techniques used by unscrupulous criminals to part members of the public with their money.

Thousands of people across the UK every year fall victim to scams, with detriment estimated at £5-10 billion annually and growing.

The problem is amplified by the fact that only 5% of victims report such frauds to the authorities. Many suffer in silence, embarrassed at having been scammed.

The theme this year is ‘listening to your gut feeling’. Trading Standards are calling on consumers to act on their initial caution and suspicion that often comes when they get an unexpected phone call, email, mailing or knock at the door.

Dr Whiteford said:

“I am pleased to support what is a hugely important campaign to raise awareness of how these criminals operate. Whether it’s by e-mail, telephone or letter, everyone should be aware that not everyone who contacts you has your best interests at heart.

“The message is a simple one. If it looks too good to be true, it probably is. Never trust anyone who asks for your passwords or PIN. And if you have any doubts whatsoever about who you’re dealing with, don’t hesitate to leave the conversation.

“Scammers utilise email, telephone, and letter and can even turn up on your doorstep. Listen to your gut feeling, and if you have any doubts whatsoever, don’t proceed with the transaction – whatever it may be.”

For more information about Scam Awareness Month, visit http://www.tradingstandards.uk/events/ScamsAwarenessMonth2016.cfm

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